Crypto Wallet Swap Fees Compared (2026): What Vultisig Actually Charges
Every wallet swap has a fee. Most wallets just don't show it to you.
Some print it. Some bury it in the exchange rate and call it "spread." Either way, you pay. So the honest question isn't "which wallet is free." None of them are. It's this: what are you paying, and what does it buy you?
Here's where Vultisig lands, with every number on the table.
What Vultisig charges: 0.50%
One number, applied the same way everywhere: 0.50% on the output of your swap. Half a percent. It's taken from what you receive, and it shows up in the quote before you sign, not after.
That's it. No hidden spread on top. No surprise on the confirmation screen.
And it gets lower the more $VULT you hold:
- Bronze (1,500 VULT): 0.45%
- Silver (3,000 VULT): 0.40%
- Gold (7,500 VULT): 0.30%
- Platinum (15,000 VULT): 0.25%
- Diamond (100,000 VULT): 0.15%
- Ultimate (1,000,000 VULT): 0%. Free swaps.
Hold enough VULT and the fee disappears entirely. The token isn't decoration. It's a discount on every trade you make.
How it stacks up against other wallets
Here's the mainstream cluster, all verified in 2026:
- MetaMask: 0.875%, baked into the quote.
- Phantom: 0.85%, taken from your output, same mechanism as ours.
- Rainbow: 0.85%, per their own revenue model.
- Vultisig: 0.50%, and lower with VULT.
Against the wallets most people actually use, MetaMask and Phantom charge nearly twice as much as you'd pay here. Before any VULT discount.
Now the honest part. A few wallets are cheaper on the headline number:
- Rabby: 0.25%, the lowest fee among major wallets.
- Coinbase Wallet: no Coinbase fee, roughly 0.1% from its DEX aggregator.
- Uniswap wallet: dropped its interface fee to 0% in late 2025.
- Trust Wallet: advertises "$0 wallet fee," but bakes a 0.5–1% spread into the swap rate you never see itemized.
So on a plain same-chain token swap, Rabby and Uniswap will cost you less. We won't pretend otherwise.
But two things are true here. First, "0%" usually means the fee moved somewhere you can't see it. Trust Wallet's hidden spread is often wider than our printed 0.50%. Transparency is a feature, not a tax. Second, and this is the part that matters: every one of those cheaper wallets is EVM-only or Solana-only. Which brings us to what your fee actually buys.
What 0.50% buys: the best route, not the first one
Most wallets wire you to a single swap provider per chain and call it a day. You get whatever that one source quotes. Take it or leave it.
Vultisig doesn't do that. Think of it like a flight-search engine instead of a single airline's website. When you ask for a swap, we query every provider that can serve the pair at once: THORChain, MayaChain, 1inch, KyberSwap, LiFi, SwapKit, CowSwap, Jupiter. Then we compare what each one would actually land in your wallet.
We rank by net output: the amount you receive after fees, not the flashy number before them. The route that nets you the most wins. And we're tightening the engine further so near-ties always break in your favor.
You don't see the machinery. You see the best quote we could find, already chosen.
The fee that buys what cheap wallets can't do
Here's the thing a 0% EVM wallet can't sell you: a swap from Bitcoin to Ethereum. Or RUNE to XRP. Or native BTC to USDC without wrapping, bridging, or trusting a custodian in the middle.
Rabby is excellent on EVM chains. Uniswap is free on the chains it supports. Phantom is slick on Solana, and only Solana. None of them can route native cross-chain, because they're each built on a single ecosystem.
Vultisig swaps run across the whole map: Bitcoin, Ethereum, THORChain, MayaChain, XRP, Solana, and more. All native, all self-custodial, no seed phrase, no bridge you have to pray over. That 0.50% isn't buying you an EVM swap you could get cheaper elsewhere. It's buying you a swap most wallets physically cannot perform.
Put it together
You pay 0.50%, shown up front, dropping to zero if you hold VULT. For that you get a router that shops every provider for your best net rate, across more chains than any single-ecosystem wallet can touch.
Cheaper than the wallets most people use. More honest than the ones that claim "free." And capable of swaps the cheap ones can't even attempt.
That's the trade. We think it's a good one.