Wallet Swap Fees 2026: MetaMask vs Phantom vs Trust Wallet vs Rabby

MetaMask takes 0.875% of every in-app swap. Phantom takes 0.85% on most swaps. Coinbase Wallet takes up to 1%. Rabby takes 0.25%, and Uniswap's wallet takes nothing. Trust Wallet says it charges no extra fee, while its own promotions suggest otherwise.

Here's every major wallet's swap fee in one place, with how it's charged, what it costs on a $1,000 swap, and the source we checked it against. Last checked October 9, 2026.

Swap fees by wallet, October 2026

Sorted from most to least expensive. The dollar figure is the wallet's own fee on a $1,000 swap, before network gas and before the price of the route itself.

• Coinbase Wallet: up to 1% (up to $10). Taken from the token you receive, on top of the aggregator's fee. help.coinbase.com
• MetaMask: 0.875% ($8.75). Factored into the quote, and the same rate applies to stablecoin pairs and bridges. support.metamask.io
• Phantom: 0.85% ($8.50) on most swaps. Swapping stablecoins into Phantom Cash is free. help.phantom.com
• Rainbow: 0.85% ($8.50), confirmed with a live quote. RNBW stakers get 25% to 100% of it back as staked RNBW. rainbow.me
• Vultisig: 0.50% ($5), dropping to 0% for $VULT holders. Shown in the quote before you sign.
• Exodus: "as low as 0.5%", built into the exchange rate rather than itemized. exodus.com
• Zengo: 0.5% plus spread on its swap page, while its help center says the exchange fee can reach 4%. zengo.com, help.zengo.com
• Rabby: 0.25% ($2.50), 0% for wrapping. From Rabby's own source code; there's no help-center page for it. github.com/RabbyHub
• Jupiter Mobile: 0% to 0.5% depending on the pair, Solana only. docs.jup.ag
• Uniswap wallet: 0% interface fee since December 27, 2025. Uniswap's protocol fee on some pools is a separate charge. support.uniswap.org
• Trust Wallet: no published rate. Its FAQ says Trust "does not charge any additional fees". An August 2026 campaign advertises a 0% Trust Wallet fee on same-chain stablecoin swaps, which suggests other pairs carry one. trustwallet.com FAQ, trustwallet.com campaign

Ledger Wallet (formerly Ledger Live) and Solflare charge a fee too but don't publish a percentage, so we left them off rather than guess.

What Vultisig charges: 0.50%

One number, applied the same way on every platform: 0.50%, shown in the quote before you sign, not after. No hidden spread on top. No surprise on the confirmation screen.

And it gets lower the more $VULT you hold:

• Bronze (1,500 VULT): 0.45%
• Silver (3,000 VULT): 0.40%
• Gold (7,500 VULT): 0.30%
• Platinum (15,000 VULT): 0.25%
• Diamond (100,000 VULT): 0.15%
• Ultimate (1,000,000 VULT): 0%. Free swaps.

A THORGuard NFT moves you up a tier (up to Platinum), and a referral code takes another 0.05% off. The full schedule, with the math, is in the $VULT discount ladder.

How it stacks up

Against the wallets most people actually use, MetaMask, Phantom, Rainbow and Coinbase Wallet charge 70% to 100% more than Vultisig's 0.50%. That's before any VULT discount.

Single-ecosystem wallets earn credit on their home turf:

• Rabby: 0.25% on EVM chains. A Platinum $VULT holder pays the same 0.25% on Vultisig.
• Uniswap wallet: 0% since December 2025. Ultimate holders pay 0% on Vultisig too.
• Jupiter Mobile: 0% to 0.5%, Solana only.

Two things decide the rest. First, "no fee" doesn't always mean free. Exodus builds its fee into the exchange rate, and Trust Wallet doesn't publish one at all. A printed 0.50% is a number you can check. Second, and this is the part that matters: none of those three can swap native Bitcoin. Rabby and Uniswap stay on EVM chains. Jupiter stays on Solana. Which brings us to what your fee actually buys.

What 0.50% buys: the best route, not the first one

Most wallets wire you to a single swap provider per chain and call it a day. You get whatever that one source quotes. Take it or leave it.

Vultisig doesn't do that. Think of it like a flight-search engine instead of a single airline's website. When you ask for a swap, we query every provider that can serve the pair at once: THORChain, MayaChain, 1inch, KyberSwap, LiFi, SwapKit, CowSwap, Jupiter. Then we compare what each one would actually land in your wallet.

We rank by net output: the amount you receive after fees, not the flashy number before them. The route that nets you the most wins.

You don't see the machinery. You see the best quote we could find, already chosen.

The fee that buys what cheap wallets can't do

Here's the thing a 0% EVM wallet can't sell you: a swap from Bitcoin to Ethereum. Or RUNE to XRP. Or native BTC to USDC without wrapping, bridging, or trusting a custodian in the middle.

Vultisig swaps run across the whole map: Bitcoin, Ethereum, THORChain, MayaChain, XRP, Solana, and more. All native, all self-custodial, no seed phrase, no bridge you have to pray over. That 0.50% isn't buying you an EVM swap you could get cheaper elsewhere. It's buying you a swap most wallets cannot perform at all.

FAQ

What are Trust Wallet's swap fees?

Trust Wallet doesn't publish a percentage. Its FAQ says it charges no additional fees, while an August 2026 campaign advertises a 0% Trust Wallet fee on same-chain stablecoin swaps, which implies a fee on other pairs. Provider fees vary by route.

What is MetaMask's swap fee percentage?

0.875%, factored into each quote. It applies to stablecoin pairs and bridges too.

What are Phantom's swap fees?

0.85% on most swaps. Swaps from stablecoins into Phantom Cash are free.

Which crypto wallet has the lowest swap fees?

On same-chain EVM swaps, Uniswap's wallet charges 0% and Rabby 0.25%. On Solana, Jupiter Mobile charges 0% to 0.5%. Vultisig matches that range for $VULT holders (0.25% at Platinum, 0% at Ultimate) and, unlike those three, swaps native Bitcoin, XRP and THORChain assets cross-chain.

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Sources and date. Fee figures were checked on October 9, 2026 against each wallet's own documentation, source code or live quote API, linked above. Wallet pricing changes, so check the provider's current rate before you swap.